Dave Ramsey’s Money Makeover Book Review John R. Young, NHFCU’s CEO, will facilitate a group discussion on Dave Ramsey’s book, Money Makeover. Participants will receive a free copy of the book – but, you must sign up early so you can read and be prepared for group discussion. The group will meet for three consecutive weeks to discuss Dave Ramsey’s principles for a true Money Makeover. Recent reports suggest more than 78% of our nation’s families live paycheck to paycheck. This group discussion has been designed so the participants can work together to find solutions and resolve to improve their finances. Class is open to the public. Parts 2 & 3 will be held on November 12 and November 19 at 5:15 PM.